Hollywood Property Damage Lawyer & Property Insurance Claim Attorney

Help With Denied Delayed and Underpaid Property Insurance Claims

Denied Property Insurance Claims

A denial should identify the insurer’s reason for refusing coverage. We compare that explanation with the policy, endorsements, reported cause of loss, photographs, inspection findings, and other evidence. Disputes may involve exclusions, alleged pre-existing damage, late notice, or disagreement about whether a covered event caused the loss. A denial may be challenged when the facts and law support doing so.

Underpaid Property Insurance Claims

An insurer may accept coverage but disagree with the cost or extent of repairs. Its estimate may omit damaged rooms, necessary removal and replacement work, covered contents, or applicable code upgrades. We examine the scope of work, quantities, pricing, deductible, and depreciation to determine whether additional benefits are supported.

Delayed Property Insurance Claims

Repeated inspections, unanswered correspondence, and requests for documents can leave a claim unresolved. We review the claim history, identify outstanding policy duties, and evaluate the insurer’s response obligations. The appropriate response depends on what has been submitted, the reason for the delay, and the deadlines that apply.

Property Damage and Insurance Claims We Handle in Hollywood and South Florida

Hurricane and Windstorm Damage Claims

We handle hurricane insurance claims involving damaged roofs, windows, doors, building exteriors, and interior water intrusion. A hurricane damage lawyer must distinguish wind damage and wind-driven rain from storm surge, surface flooding, and deterioration. The investigation may require weather records, photographs, repair history, and engineering evidence. Hurricane deductibles and policy exclusions also affect the benefits available.

Water Damage and Plumbing Leak Claims

Water damage disputes can arise from burst pipes, plumbing leaks, appliance failures, and water entering from another unit. Coverage may depend on whether the discharge was sudden or repeated, when it was discovered, and the policy’s exclusions or limits. We evaluate resulting damage, emergency mitigation, and access or tear-out coverage. Coverage for the failed pipe itself may differ from coverage for the damage it caused.

Roof Damage and Roof Leak Insurance Claims

Roof claims commonly involve disputes over storm damage versus age or wear, repair versus replacement, and whether interior damage resulted from a covered opening. We review the roof’s condition, maintenance and repair history, inspection findings, and the insurer’s proposed repair scope. Matching, code requirements, and depreciation are evaluated under the policy and applicable law; a roof leak does not automatically establish coverage for a new roof.

Fire and Smoke Damage Insurance Claims

Fire losses can include structural damage, smoke and soot contamination, damaged belongings, and water used to extinguish the fire. Disputes may concern cleaning versus replacement, restoration methods, contents valuation, or additional living expenses. A complete claim should address covered damage beyond the area directly burned.

Condominium and Association Insurance Claims

Condominium losses may involve a unit owner’s HO-6 policy, the association’s master policy, or both. We evaluate which policy may respond to damage to the building, unit interiors, personal property, and common areas. Loss assessments, deductibles, governing documents, and maintenance responsibilities require separate review. A disagreement about responsibility between an owner and an association does not by itself resolve insurance coverage.

Commercial Property and Business Interruption Claims

We represent businesses and building owners in disputes involving offices, retail properties, warehouses, restaurants, hotels, and other insured commercial property. Available benefits may include building repairs, business personal property, equipment, inventory, lost business income, and extra expenses. Business interruption coverage depends on the policy’s requirements, covered cause of loss, exclusions, and period of restoration.

Other Significant Property Losses

The firm also evaluates theft, vandalism, lightning, related mold damage, and significant marina, dock, boat, and vessel losses. Marine policies may involve different coverage rules and deadlines. When appropriate, Dan also evaluates claims against negligent contractors, property managers, repair facilities, or other responsible parties. These claims require a separate analysis of fault, contracts, and available insurance.

What Your Property Insurance Claim May Include

The policy determines what can be recovered. Depending on its terms and the covered loss, benefits may include repairs to the dwelling or commercial building, covered detached structures, personal property, debris removal, and reasonable emergency mitigation. Ordinance-or-law coverage may address qualifying expenses required by applicable building codes.

If a covered loss makes a home uninhabitable, additional living expense coverage may help with qualifying increases in living costs, subject to limits and conditions. Commercial policies may provide business income or extra expense coverage. Condominium policies may provide qualifying loss assessment benefits.

Replacement cost, actual cash value, deductibles, depreciation, and sublimits can change the amount payable. Some policies initially pay a depreciated amount and condition additional replacement-cost benefits on repairs and documentation. The cost of restoring the property and the amount payable under the policy are not always the same.

Why the Cause of Water and Storm Damage Matters

Water entering through a storm-damaged roof may raise different coverage questions from water rising from the ground. Standard homeowners policies generally exclude flood damage, which may require separate flood insurance. Wind-driven rain, storm surge, plumbing discharge, and repeated seepage should not be treated as interchangeable causes.

We examine where the water entered, what opened the path, when the damage occurred, and whether multiple causes contributed. Mold coverage may be limited or excluded even when related water damage is covered. Photographs, moisture findings, prior repairs, and appropriate expert opinions can help resolve these questions.

How We Investigate and Pursue Your Property Insurance Dispute

Dan begins with the policy and endorsements, the insurer’s coverage decision, and the available claim documents. He identifies the disputed coverage or unpaid work, reviews supporting estimates and photographs, and determines whether further inspection or expert evaluation is needed. We also examine compliance with policy duties and applicable deadlines.

The next step may involve supplying missing evidence, presenting a supplemental claim, negotiating payment, or using an available dispute procedure. Appraisal may address valuation disputes under the policy. Mediation provides an opportunity to negotiate with a neutral mediator. Coverage disputes or unresolved underpayment may require litigation after applicable presuit requirements are satisfied.

If litigation is necessary, Dan develops the evidence through discovery and prepares the case for resolution or trial. The procedure and timing depend on the policy, disputed issues, and court requirements. No particular recovery or completion date can be promised.

What to Do After Property Damage and What Records to Keep

Protect people first and take reasonable steps to prevent additional damage when it is safe. Report the loss promptly. Photograph or video the affected areas before cleanup or emergency repairs when feasible, and document work as it proceeds. Preserve relevant damaged materials when safely possible and coordinate inspection opportunities before permanent repairs or disposal.

Keep the policy and declarations, claim number, denial or payment letters, estimates, inspection reports, photographs, repair invoices, mitigation records, and communications with the insurer. Prepare an inventory of damaged belongings and retain receipts for temporary housing and other claimed expenses. Prior inspection photographs and maintenance records may also help establish the property’s condition before the loss.

Respond accurately to reasonable requests for information and review policy requirements for inspections, sworn proof of loss, and examinations under oath. Seek advice before signing a broad release, accepting a final settlement, or agreeing to a repair arrangement you do not understand. Do not delay necessary emergency protection while waiting for a consultation.

Florida Property Insurance Deadlines and Policy Duties

Under the current general notice rule in Florida Statutes section 627.70132, an initial or reopened property claim generally must be reported within one year after the date of loss, and a supplemental claim within 18 months. A separate provision applies to qualifying loss assessment claims. These limits do not replace prompt-notice policy duties or the separate deadline to sue. The law applicable to a particular loss must be checked.

Florida Statutes section 627.70131 sets claim-handling duties for insurers within its scope. It generally requires acknowledgment within seven calendar days and payment or denial within 60 days after claim notice, subject to statutory exceptions and tolling. A required physical inspection generally must occur within 30 days after receipt of proof-of-loss statements. Applicability differs by coverage and commercial property characteristics.

Before suit, Florida Statutes section 627.70152 provides a notice-of-intent procedure for applicable property insurance disputes, including at least 10 business days of notice. This procedure is different from a Civil Remedy Notice. Dan evaluates the policy, relevant dates, applicable law, and any required dispute procedures before filing.

Florida Civil Remedy Notices and Property Insurance Presuit Requirements

A Florida Civil Remedy Notice (CRN) gives an insurer formal notice of alleged statutory violations and a 60-day opportunity to cure before a statutory insurance bad-faith lawsuit may proceed. Filing a Civil Remedy Notice in Florida requires specific facts and compliance with section 624.155; filing alone does not establish bad faith. A CRN is separate from the property insurance presuit notice of intent to initiate litigation under section 627.70152, which, when applicable, must be submitted at least 10 business days before filing suit under the policy. Hollywood property insurance claim lawyer Dan Reinfeld evaluates which notices apply, the supporting evidence, and the additional legal requirements for pursuing a denied, delayed, or underpaid homeowners insurance claim.

Attorney Fees and the Cost of Pursuing a Property Insurance Claim

The initial consultation is free. Accepted property insurance matters are handled under a written contingency-fee agreement explaining attorney fees and responsibility for case expenses. No Fee Unless We Win means the attorney’s contingency fee depends on a recovery. Unfortunately, prevailing against a property insurer no longer automatically entitles a policyholder to recover attorney’s fees. On December 16, 2022, following Hurricanes Ian and Nicole, Governor Ron DeSantis championed and signed Senate Bill 2-A, titled “Property Insurance,” eliminating the statutory one-way attorney-fee entitlement in residential and commercial property insurance lawsuits. Where attorney fees were once recoverable from the insurer, Florida’s elimination of one-way fee recovery effectively imposes a quasi-second deductible on many property insurance claims: legal fees now must generally come out of the policyholder’s recovery.

Hollywood Property Insurance Claim Frequently Asked Questions

A denied or underpaid property insurance claim may still support additional benefits. These answers explain how to document damage, understand coverage and payment, respond to insurer requests, and prepare for a consultation with Daniel B Reinfeld, PA in Hollywood, Florida. Each claim depends on the policy, evidence, and applicable deadlines.

Starting a Hollywood Property Insurance Claim

What should I do after hurricane or water damage to my home in Hollywood Florida

Protect people first, promptly report the loss, and document the damage before reasonable emergency repairs change the evidence.

Take photographs and video when safe, preserve damaged materials where practical, and keep mitigation invoices and receipts. Follow policy duties to protect against further damage and cooperate with reasonable inspection requests. Do not delay necessary protection while waiting for an adjuster, but document why the work was needed. Your policy, loss date, and applicable law determine reporting and lawsuit deadlines.

Does homeowners insurance cover a burst pipe or plumbing leak in a Hollywood home

Homeowners insurance may cover resulting damage from a sudden plumbing discharge, even when repairing the failed pipe itself is not covered.

The source, duration, and policy wording matter. Repeated-leakage exclusions, water-damage limits, and access or tear-out provisions can affect payment. Preserve the plumber’s findings, photographs of the failed component, moisture readings, and mitigation invoices. Review coverage for opening and restoring walls or floors separately from coverage for replacing the pipe.

Who pays an insurance claim when a condominium water leak damages my Hollywood unit

The unit owner’s policy and the condominium association’s master policy may both be relevant to a water-damage claim.

Coverage depends on the source of the leak, damaged components, policy terms, and governing law. Document damage to building materials, flooring, cabinets, belongings, and any covered loss of use separately. Notify the appropriate insurers and association promptly. Responsibility for maintaining a pipe and an insurer’s obligation to pay resulting damage are separate questions; the location of the leak alone does not decide either.

Understanding Hurricane Damage and Policy Coverage

Does homeowners insurance cover an old roof damaged by a hurricane in Hollywood Florida

An old roof can have covered hurricane damage even if it was nearing the end of its useful life.

Age alone does not establish that wind damage was pre-existing. The investigation should distinguish new torn shingles, damaged tiles, lifted roof coverings, or damaged decking from deterioration that existed before the storm. Payment depends on the roof’s coverage, repairability, limits, deductible, and loss-settlement terms. Replacement-cost coverage does not automatically require a full roof replacement, and an actual-cash-value or roof-payment endorsement may reduce the amount payable.

Can an insurer deny hurricane fascia and soffit damage because the wood had preexisting rot

Pre-existing rot can affect coverage, but it does not automatically resolve whether the storm caused additional covered damage.

For example, a deteriorated fascia board and newly torn soffit panels may require separate analysis. Pre-storm photographs, fresh breaks, displaced fasteners, and inspection findings can help distinguish the losses. Review the particular deterioration exclusion, any anti-concurrent-causation language, and any ensuing-loss provision. The fact that damage was discovered after a storm does not prove the storm caused it.

Does homeowners insurance cover hurricane damage to a shed garage or garage door

Hurricane damage to a shed, garage, or garage door may be covered under dwelling or other-structures coverage, subject to the policy terms.

An attached garage is commonly part of dwelling coverage, while a detached garage or shed may fall under other-structures coverage. The building, its contents, and outdoor equipment may have different covered perils and valuation rules. Check limits, business-use or rental restrictions, and any wind exclusion. A blown-in garage door and resulting interior damage should be documented separately from pre-existing rust, rot, or poor installation.

Does homeowners insurance cover trees shrubs and landscaping destroyed by hurricane winds

Standard homeowners coverage often excludes wind damage to the trees and landscaping themselves, even when damage to the house is covered.

Landscaping coverage may list specific covered causes, such as fire or vandalism, without including windstorm. Tree removal is a separate question: limited benefits may apply when a fallen tree damages covered property or blocks qualifying access. A tree falling harmlessly into the yard does not automatically trigger removal coverage. Check the listed causes, endorsements, and per-tree or total limits.

Whose homeowners insurance pays when a tree from next door falls on my Hollywood home

Your own property policy may cover the damage even though the tree grew in your neighbor’s yard.

The location of the tree does not by itself make the neighbor legally responsible. A separate liability claim may depend on evidence of negligence, such as notice of a dangerous condition and failure to address it. Document the impact, tree condition, prior complaints, and emergency work. Coverage for the damaged structure, removing the tree from it, and hauling away debris may involve different limits.

Does homeowners insurance cover hurricane damage to a pool pump or screen enclosure in Hollywood

Coverage for the pool, equipment, and screen enclosure must be checked separately; storm coverage for the house does not guarantee coverage for each item.

A fallen branch breaking a pump, wind damaging a pool cage, and groundwater lifting an emptied pool present different causes of loss. Screen material or aluminum enclosures may require specific wind coverage, and flood, water-pressure, or earth-movement exclusions may apply to other damage. Ordinary cleaning, leaf removal, and replacing pool water are not automatically insured repairs. Preserve photographs and inspection findings for each damaged component.

Does homeowners insurance cover water entering through a sliding glass door near my pool

Water flowing across the patio or ground and under the door may be excluded surface water or flooding, even if only three inches entered.

The depth of the water and the fact that the room later dried do not decide coverage. Determine whether water accumulated outside and flowed in, a pool or pipe failed, or wind first damaged the door and admitted rain. Those facts can produce different coverage results. A homeowners water exclusion can apply even if the event does not satisfy a separate flood policy’s definition of an insured flood. Do not label the cause solely from the water’s location near the pool.

Can I recover hurricane wind damage if my Hollywood home also sustained flood damage

Separate wind damage may remain covered, but excluded floodwater and anti-concurrent-causation wording can affect overlapping damage.

Document wind damage, rain entry, flood height, timing, and the affected materials separately. A damaged roof is not automatically excluded because water later entered at ground level; damage above a flood line is not automatically covered either. The evidence must connect each claimed item to a covered cause. Where covered and excluded forces combine to cause the same damage, the applicable exclusion and causation law require closer review.

Does homeowners insurance cover mold after a hurricane roof leak or covered water damage

Mold may be covered when it results from a covered loss, but exclusions, sublimits, and mitigation duties can restrict payment.

Identify the source of the moisture before treating mold as a separate covered claim. Mold following excluded flooding or long-term seepage may be treated differently from mold following a covered roof opening. Review whether testing, remediation, removal, and rebuilding share a limited fungi benefit. Promptly protect the property, document conditions and work, and preserve access for reasonable inspections. Do not assume every repair involving mold falls within the mold sublimit.

Does Florida homeowners insurance cover a roof or ceiling collapse caused by hidden termites

A collapse caused by hidden termite damage may qualify under specific additional collapse coverage even though ordinary termite damage is excluded.

Many forms require an abrupt falling down or caving in and an inability to occupy the affected building or part for its intended purpose. Sagging, cracking, weakness, or a risk of future collapse may not satisfy that definition. Whether termite damage was hidden or known before the collapse can be critical. Florida decisions distinguish actual qualifying collapse from falling material that does not meet the policy definition. Preserve photographs, damaged materials when safe, pest records, and engineering findings.

Can homeowners insurance deny sudden dents scratches or chipped tile as excluded marring

Yes, a marring exclusion can apply to sudden damage; it is not necessarily limited to gradual wear.

Florida’s Ergas decision applied a marring exclusion to tile damaged by a dropped hammer. That does not mean every storm impact or broken component is excluded marring. Review the actual exclusion, any separate cosmetic-damage endorsement, the damaged material, the cause, and the extent of impairment. A label in an adjuster’s report does not replace the policy analysis. Likewise, describing a mark as sudden does not automatically defeat the exclusion.

Does homeowners insurance cover vandalism or looting after a hurricane in Hollywood

Vandalism and theft may be covered, but they should be documented as distinct causes rather than assumed to be hurricane damage.

Photograph forced entry and intentional damage, identify stolen property, preserve receipts or ownership records, and make any required police report. Vacancy provisions, theft restrictions, insured-person exclusions, and contents limits may affect coverage. Different deductibles may apply depending on the policy and cause. A house temporarily unoccupied after evacuation is not automatically vacant under the policy, but the actual definition and facts must be reviewed.

Understanding Deductibles Depreciation and Claim Payments

How is the hurricane deductible calculated on a Hollywood homeowners insurance claim

A percentage hurricane deductible is generally based on the insured dwelling or structure limit, not the repair bill.

For example, 2% of $500,000 in applicable dwelling coverage is $10,000, even if the covered storm damage is only $15,000. Distinguish a hurricane deductible from an ordinary windstorm or other-perils deductible. Review all covered damage from the event before concluding that the claim is below the deductible. Florida’s calendar-year hurricane-deductible rules may also credit earlier covered hurricane losses with the same insurer or insurer group, subject to the applicable requirements.

How do actual cash value and replacement cost affect a hurricane property insurance payment

Actual cash value generally reflects depreciation; replacement-cost coverage may pay additional benefits when its repair and documentation conditions are satisfied.

A single policy may value the house, roof, fence, and belongings differently. Suppose a covered dwelling repair has a $20,000 replacement cost, $8,000 in valid recoverable depreciation, and a $5,000 deductible. The initial payment would be $7,000. If qualifying repairs are completed for $20,000 and all conditions are met, another $8,000 could become payable, for $15,000 total. Depreciation classified as nonrecoverable under applicable ACV coverage would not be released merely because repairs were completed.

Will homeowners insurance pay for an old wooden fence blown down by a Hollywood windstorm

An old wooden fence can have covered windstorm damage, but depreciation and the deductible may leave little or no payment.

Assume comparable replacement costs $10,000 and a supported ACV calculation applies 70% depreciation. The fence’s actual cash value would be $3,000 before the deductible. If it is the only covered loss and the applicable deductible is $2,500, the payment would be $500; with a $5,000 deductible, it would be zero. This is an illustration, not a required depreciation formula. Condition, policy terms, other damage from the same event, and the cause of failure still matter. A wood-to-PVC upgrade is not automatically covered.

What if my Hollywood property insurance payment is too low or the damage is below my deductible

You may be entitled to additional benefits if the insurer omitted covered repairs or undervalued the loss, even when it initially placed the damage below your deductible.

Compare a supported repair estimate with the insurer’s scope, quantities, pricing, depreciation, and deductible calculation. The deductible may be correct while the damage estimate is incomplete. Include all documented covered damage from the event and keep contractor estimates, invoices, and photographs. Additional payment depends on the policy and evidence, and applicable supplemental-claim and lawsuit deadlines still matter.

Can I seek more insurance money after accepting the first property damage claim payment

Yes, additional benefits may remain available after a partial payment, but a final release, policy condition, or missed deadline can limit your rights.

Compare the insurance estimate with documented covered repairs, including quantities, prices, depreciation, the deductible, and omitted work. A partial undisputed payment differs from a settlement conditioned on releasing the claim. Have the payment letter and any release reviewed before signing. There is no sound rule that every first offer should be disputed: challenge an incomplete estimate with specific evidence, and check supplemental-claim and lawsuit deadlines before seeking more money.

Challenging a Denial and Navigating the Claim Process

Can a Hollywood property insurance claim lawyer challenge a denied homeowners insurance claim

Yes, a denied homeowners insurance claim can be challenged when the policy, evidence, and applicable law support coverage.

Dan reviews the denial letter against the policy and documented cause of loss. The next step may involve correcting factual errors, supplying missing records, obtaining expert analysis, negotiating, or filing suit when appropriate. Preserve the denial letter, inspection reports, photographs, and communications. A denial is a reason to investigate the insurer’s position, not a promise that a challenge will succeed.

Who must prove hurricane damage when the insurer blames wear and tear or preexisting conditions

Under all-risk coverage, you generally must first show physical loss during the policy period; the insurer generally must prove an exclusion.

The burden can shift again if you rely on an exception to an exclusion. Named-peril coverage also requires proof of a covered cause. Photographs, prior inspection reports, maintenance records, and storm-specific findings help distinguish new damage from wear and tear. When wind and deterioration combine, Florida’s concurrent-cause doctrine may matter if the applicable policy language does not foreclose coverage. A storm contribution does not automatically override a wear-and-tear exclusion.

What should I do if my homeowners insurer requests an examination under oath in Florida

Review an examination-under-oath request promptly with counsel and prepare to provide accurate testimony and the required records.

An examination under oath is a formal policy procedure, and failure to satisfy applicable duties can affect coverage. Review the policy, claim history, requested documents, prior statements, and the facts you personally know. Identify unavailable records and scheduling issues promptly. Do not guess at answers or ignore a request because the insurer has already inspected the property.

Can appraisal resolve an underpaid hurricane roof damage claim in Hollywood Florida

Appraisal can resolve eligible disputes over the amount of loss, but it does not automatically resolve every coverage dispute or guarantee more money.

The policy controls whether appraisal is available, how it is invoked, qualifications, costs, and any conditions that must be completed first. Depending on the dispute and governing law, appraisers may address causation within a valuation dispute while legal coverage issues remain for a court. An award may still be subject to deductibles, limits, and coverage defenses. Review these issues before demanding appraisal or assuming that it extends a filing deadline.

Should I agree to an insurer managed repair program for my Hollywood property damage claim

Review the policy and proposed repair terms before agreeing because a managed-repair or right-to-repair provision can affect who performs the work and how the claim proceeds.

A valid insurer election under the policy may differ from a voluntary program requiring your agreement. Examine the repair scope, contractor selection, payment responsibilities, warranties, disputed work, and any release. Ask how hidden damage and disagreements will be handled. Do not assume you can reject a valid election without consequences or that agreeing resolves every coverage issue.

Is a denied or underpaid Florida property insurance claim automatically insurance bad faith

No, a denial or disagreement over repair costs does not automatically establish insurance bad faith.

Bad-faith claims have separate legal prerequisites. For claims governed by Florida Statutes section 624.1551, the required adverse court adjudication of breach and final judgment must be evaluated. Payment of an appraisal award alone does not satisfy that requirement. Dan reviews the applicable law and claim history before assessing whether a separate bad-faith remedy may be available.

Protecting a Claim After Insurer Insolvency

What happens to my Hollywood hurricane insurance claim if my insurer becomes insolvent

The Florida Insurance Guaranty Association may handle an eligible covered claim when a participating insurer becomes insolvent, subject to statutory limits and requirements.

FIGA is not a general disaster-relief grant program and does not create flood coverage that your policy lacked. Obtain the liquidation notice, identify the receiver’s proof-of-claim deadline, and follow the required filing procedures. Statutory caps, exclusions, offsets, policy deductibles, and other insurance may affect payment. Not every insurer participates in FIGA; surplus-lines policies generally lack FIGA protection. Pending claims and lawsuits need prompt review after an insolvency.

What is the Florida statute of limitations for suing FIGA over an unpaid property insurance claim

The general FIGA lawsuit deadline is one year after the receiver’s deadline for filing claims, subject to applicable extensions and other legal requirements.

Florida Statutes sections 631.68 and 95.11(6)(d) govern this deadline. It generally does not run from the hurricane, FIGA’s denial, or your last conversation with an adjuster. For illustration, a March 1, 2027 receiver claims deadline would generally point to a March 1, 2028 suit deadline absent an applicable change. Filing a proof of claim and filing suit are separate steps. Verify the liquidation order and later orders; do not assume ongoing adjustment or appraisal preserves the deadline.

Working With a Hollywood Property Damage Lawyer

Can I hire a Hollywood property damage lawyer if I already have a public adjuster

Yes, you can hire a property insurance lawyer while working with a public adjuster.

A lawyer can evaluate coverage, deadlines, and legal remedies while considering the adjuster’s existing work. Bring the public-adjuster agreement, estimates, photographs, and insurer communications. Dan considers the amount still disputed, available coverage, expert needs, and the combined effect of fees and costs when assessing the likely benefit to you.

What should I bring to a free property insurance claim consultation in Hollywood

Bring your policy and claim records so Dan can evaluate coverage, disputed damages, deadlines, and the likely benefit of pursuing the claim.

Include the claim number, coverage letters, payment breakdown, estimates, photographs, inspection reports, and repair or mitigation invoices. Also provide any public-adjuster agreement, release, sworn proof of loss, examination-under-oath request, appraisal demand, or insurer insolvency notice. If records are incomplete, explain what is available. The initial consultation is free; accepted matters are governed by a written fee agreement explaining the contingency fee and responsibility for expenses.

​

Speak Directly With Hollywood Property Insurance Claim Attorney Dan Reinfeld

If your property insurance claim was denied, delayed, or underpaid, contact Daniel B Reinfeld, PA for a free consultation. Dan represents policyholders in Hollywood, Hallandale Beach, Dania Beach, Fort Lauderdale, Pembroke Pines, Aventura, and throughout South Florida. Spanish and Haitian Creole assistance is available through our staff.  Our principal office is at 2450 Hollywood Boulevard, Suite 706, Hollywood, FL 33020, in the Center Court Building, just east of Hollywood City Hall Circle. Visitor parking is behind the building. Office hours are Monday through Friday, 9:00 a.m. to 5:00 p.m. Live phone answering is available 24/7; messages are forwarded to the attorney. Evening and weekend appointments may be arranged.  Past results do not guarantee a similar outcome. This information is general and does not replace advice about your policy, loss, and deadlines.